Car Insurance, Auto Insurance at San Diego, San Jose California
John Alsop Insurance Agency is serious about providing quality automobile insurance to our highly valued customers. If you own a car in San Diego, California (CA), auto and car insurance is not just an option, it is a legal necessity.
And you wouldn't want it any other way. If you are involved in an accident or have your car stolen, owning the right kind of auto insurance can help to ease a difficult situation.
Using a professional insurance agent is the best way to find coverage. To get the right policy, you should compare quotes from multiple agents. Auto insurance in California (CA) protects you against financial loss if you have an accident. Auto insurance provides property, liability and medical coverage. Property coverage pays for damage to or theft of your car. Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation, lost wages and funeral expenses. An auto insurance policy is comprised of six different kinds of coverage. Insurance exists to protect your assets. Everyone is required to have auto liability insurance.
All drivers are subject to financial responsibility laws. Trying to see how little you can get by with can be very shortsighted and dangerous. Auto insurance is more expensive in cities, particularly large cities. This is due to higher density of traffic, increased likelihood of theft and vandalism, and greater incidence of fraud. Bodily Injury Liability coverage pays for serious and permanent injury or death to others when you cause a crash involving your automobile. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you get sued. In particular, your company pays for injuries caused by you or members of your family who live with you, even if they were driving someone else's vehicle. It may also cover others who drive your automobile with your permission. This coverage also provides you with legal defense in the event the injured party sues you.
Disclaimer: Insurance coverages and discounts are subject to availability and qualifications. Other terms, conditions, limitations, and exclusions may apply.
Compare and buy California car insurance policy online! We can help you find the best rates on cars, auto insurance with the best auto insurance company in Orange County, San Jose, Los Angeles, San Diego & rest of California.